My insurance agent told me that I have coverage for this HPDE event. Why do I need this policy?
Over the past 5 years, most auto insurers have revised their policy language to completely exclude coverage for High Performance Driver Education. Unless you have had this discussion with your agent since your last renewal, we recommend that you review your current policy/renewal or contact your agent to make sure your policy hasn’t changed.

My friend or relative will be sharing my car at this HPDE. Will he/she be covered?
Yes, you are allowed to list one driver in addition to yourself at no charge. For coverage to apply, you must list their name during the application process. The policy only covers two drivers for the event; unfortunately, coverage for more than two drivers at an HPDE is not available at this time.

Will my car be covered while my instructor is driving it?
Yes, this policy provides coverage while an HPDE Instructor is driving your vehicle.

If my car is stolen or receives hail damage while parked at the race track paddock (during the event), will I have coverage?
If the damage occurs between the effective and expiration dates of your policy (same as the covered event’s start and end dates), this coverage will act like the comprehensive and collision coverage on your personal auto policy. This policy will pay for hail damage and stolen vehicles.

What happens if the HPDE event is cancelled or if I can’t attend?
If the event you purchased coverage for is cancelled or you are unable to attend, we can refund your premium (minus administration fees). To start the refund process, request a signed statement from the event organizer and contact the HPDE Insurance Program once you have received it. We’ll handle the refund from there.

What if I can’t get a signed statement from an event organizer?
The HPDE Insurance Program will not be able to refund your premium without a signed statement from the event organizer confirming that the event was cancelled or that you were unable to attend.

How do I pay for coverage?
We accept credit cards (Master Card, Visa, and Discover) and provide you with the option of a bank draft. Please review the application for payment options.

The event I’d like to purchase coverage for isn’t listed. How do I purchase coverage for this event?
This insurance product is intended for structured High-Performance Driver’s Education events. If the event you are attending provides instructors, classroom sessions for participants, and approved passing zones, please ask the event organizer to contact us. If they meet our required guidelines, we will make coverage available for the event.